Welcome to ECLOF Philippines
Welcome to ECLOF Philippines
ECLOF Philippines Microfinance, Inc. is a Christian-based, SEC-registered, and non-government organization that envisions a society where human dignity is fully realized, people are empowered, and poverty is overcome. We pursue these by providing fair credit, sustainable agriculture support, business development services, and capacity-building programs.
Through our work, we aim to uplift underserved communities, particularly smallholder farmers and micro-entrepreneurs., by helping them build sustainable livelihoods. Guided by our core values and mission, we are committed to make a lasting impact through inclusive and empowering development.
ECLOF Philippines operates in 25 unit offices across North Luzon, South Luzon, North Palawan , and South Palawan.
As we reflect on the journey we’ve taken together, it is clear that our
shared efforts have been rooted in more than just progress—they
have been about purpose. Every initiative taken, every challenge
surmounted, and every milestone reached has contributed to
something far greater than the sum of its parts.
The year 2024 has been a time of change towards greater
significance as we continue to explore new ways to create
lasting significance and impact in the lives of both our staff and
clients. In a rapidly evolving environment, driven by technological
advancements and environmental challenges, EPMI has remained
steadfast in its commitment to serving our clients
We have adopted various strategies to meet our
operational goals, including addressing staffing
concerns to attract and retain top talent. Organizational
alignment has also been a priority, exemplified by the
successful spin-off of the ECLOF Agri Center, which
reflects our deep commitment to serving our clients
and positively impacting their businesses. We’ve
strengthened....
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The year 2024 has been a time of change towards
greater significance and impact—one marked
by growth, resilience, and shared commitment.
Together, we have embraced change, rising
to the challenges of new leadership, evolving
standards of performance, and the integration of
new team members. Through it all, we remained
focused on delivering what was expected of us
and more. We extend our sincere gratitude to the
Board for their guidance during the leadership
transition at the Head Office. We especially
thank Sir Larry (Lauro C. Millan), who served as
Officer-in-Charge and Acting Executive Director
during the first half of the year. His leadership
was instrumental in initiating many of the key
changes we now continue to build upon.
We started 2024 with purpose and unity during
our organizational teambuilding. It was a time of
both challenge and joy—where we tested our
physical limits, laughed together, and gained
deeper insights into each other’s strengths.
These moments reminded us that success often
demands sacrifice. Whether it’s rising early,...
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joined ECLOF Ph in August 2015. He started his business by selling wet and dry goods. His first loan with the organization was ₱100,000 and he used it to buy inventories such as vegetables and coconuts. Eventually, he saw a high demand of selling Buko and shifted from selling wet and dry goods to selling Buko.
joined ECLOF Ph in June 2016 with the approved loan amount of ₱10,000. He started his scrap/junk business in 2004. Back then, he also sold construction materials online as alternative source of income. Then unexpectedly, the demand for construction supplies increased, so he decided to set-up a hardware shop in 2016 at Brgy Dalig Antipolo, City using some of his savings and loans from ECLOF Ph.
is a woman with many hats. She is a farmer, a nurse at the Barangay Health Center, a wife, and a mother of six. Starting her own family at an early age, Lalaine was accustomed to working hard to provide for the family.
At the age of 25 with experiences ahead of his age, he started his own family. Zaldy has a lot of dreams, including being a reliable provider to his family. He became a staff in one of the resorts in El Nido, from purchasing to kitchen staff and even housekeeping, he has done it all while also saving up to start his own business, his very own dream.
who joined EPMI in 2018 to support her chocolate business. In a span of 4 years, she was able to expand it and opened new stores in 2 locations – Antipolo and Taytay, Rizal. With his husband in his aide, they were able to open a restaurant named “Filmayman Restowrante”, a Mexican-Filipino-American restaurant located in Cainta, Rizal.
With the continuous support of ECLOF, Kristine along with his partner Robert, was able to withstand the heavy blow of the pandemic as a food and service provider. RK’s Catering & Events re-operated last year and just last November 27, they expanded their business by opening another restaurant named “Taste Avenue”.
