Welcome to ECLOF Philippines
Welcome to ECLOF Philippines
ECLOF Philippines is a Christian development organization that envision a society where human dignity is fully realized, people are empowered and released from the bondage of poverty. Its mission is to provide fair credit, capacity building and business development services.
We are treading on the course of an exciting trajectory. Indeed, it is the time to celebrate and express our collective thanksgiving. It is also the time when we again gather to renew our mutual commitment to work for the betterment of God’s vineyard in these islands. It is this commitment that led our founding forebears to establish ECLOF Philippines and it is this commitment that our members and partners continue to support and grow our organization. It is therefore in this light that our General Assembly assumes paramount significance because without the renewed declaration of our shared vision, we drift into the world of profit-making and self-focused corporate enrichment. Read More...
The year that was, marked the start of sustainable operations for ECLOF Philippines. When the barrier of cumulative losses was broken in 2016, it signaled the start of a continuous effective and efficient operations. With meager resources, during the last 5 years, the Organization managed to recover with consistent income each year thereafter. The year 2017 represents the 3rd year of ECLOF Philippines' implementation of its five-year (2015-2019) strategic plan. Reliable system is in place, responsive and relevant products and services are being carried out by our committed people in the field, with competitive leaders with integrity stood their ground and Churches..... Read More...
A business only thrives as long as it has loyal clients. As ECLOF grows older every year, so its pool of loyal clients also grows. This year's client stories features loyal ECLOF clients, who ECLOF has supported through its different loan products.
Jun was born and raised in Antique to a family of blacksmiths. He was just 6 years old when he started learning the art and science of forging metals to objects. Jun and his wife, Josie, arrived in Palawan in 1998 with hopes for better life opportunities for their family. With hard work and support from family, Jun now maintains two branches of his pandayan and has a sari-sari store and rice field. He was able to send his three children to school and two of them have graduated from college. Jun’s master panday skill was the driver of the family’s success. With skills and technique learned from his family and earned from years of practice and experience, Jun was able to sustain his business. From agricultural tools to customized bladed items, Jun caters to both farmers and enthusiasts as he could make them all. His work is famous all over Palawan and has in fact crossed its borders to Cebu all the way to Malaysia. All of his works are stamped with two stars and a letter “J” – stars as a sign of his dreams and J for his nickname. Every work is a true masterpiece of a master panday.
Mary Bacdayan is a vegetable farmer in Tip-anan, Buguias, Benguet. Being a farmer, she tills the soil, sows the seeds of food staples, and provides not only for her family but for the hungry nation in need of sustenance. Mary has six full-grown children -- four girls and two boys; and she was able to send them all to school. “Sending them to school is one of my greatest accomplishments in life. My dream is to see them all graduate from their chosen courses and eventually, have a stable job”, she declared. Another accomplishment of Mary was when she was able to build another house for her family, which they are presently staying. She acquired the house through the money she got when she sold her harvested potatoes at the highest price. Mary got her 1 st loan from ECLOF in 2011 through Buguias 1 Unit Office. She used it for additional capital to buy farm inputs. By joining ECLOF, she learned the true value of managing her cash flow; that is why none of her children stopped schooling. This she is thankful for and continues to work hard for.
Teodoro Carlos is a rice farmer in Narra, Palawan. He was not able to finish his studies; but he learned to explore the available opportunities that life has to offer and use it to his advantage in order to give his family a comfortable life. He and wife Linda has nine full grown children – six boys and three girls. His fifth child graduated college last March 2017; while his youngest child will be graduating this year. “That was my greatest achievement. I was able to send them to school,” he narrated. The rest of his children have their own families and living next beside their house. Teodoro is also blessed to have his house improved. “Before joining ECLOF, our house was made of wooden walls and our roof was made of Nipa hut.” The money he saved from the interest was used to renovate their house. “Now, our house is made of concrete wall and metal roofs!” he proudly said. Teodoro first heard about ECLOF through his farmer-friend. He immediately grabbed the chance to borrow some money from ECLOF Narra Unit Office; as before he used to constantly borrow from informal money lenders with high interest rate. The first loan he got from ECLOF in 2013 was used to buy crop fertilizers and pesticides. Since he joined ECLOF, he has not borrowed from informal lenders again.
Mr. Domingo is now retired from his usual work in his soft drink business. Yet, he started with humble beginnings. He recalled he got the idea from their previous renter who works in a soft drink company. He was told to collect empty soft drink bottles. He went from junk shop to junk shop and he would pay the kids in their village to clean the dirty bottles. When he had enough empty bottles, he contacted the bottling company and started becoming a distributor. Through years of hard work and team work with his wife, Mr. Domingo has reached success. His soft drink business is known in the area and he was able to put up apartment units and invest a grab car. He’s thankful for ECLOF in supporting him in his business endeavors. Now, all of his children have finished their studies, working and building their own respective families. All that is left then is his bucket list of an out-of-the-county trip together with his family.