Welcome to ECLOF Philippines
Welcome to ECLOF Philippines
ECLOF Philippines Microfinance, Inc. is a Christian-based, SEC-registered, and non-government organization that envisions a society where human dignity is fully realized, people are empowered, and poverty is overcome. We pursue these by providing fair credit, sustainable agriculture support, business development services, and capacity-building programs.
Through our work, we aim to uplift underserved communities, particularly smallholder farmers and micro-entrepreneurs by helping them build sustainable livelihoods. Guided by our core values and mission, we are committed to make a lasting impact through inclusive and empowering development.
ECLOF Philippines operates in 25 unit offices across North Luzon, South Luzon, North Palawan, and South Palawan.
In 2025, EPMI stood unwavering in its mission, navigating challenges while achieving record-breaking milestones and laying the foundation for future transformation. The year was marked by strong financial growth, expanded outreach, and bold strategic advancements—demonstrating the organization’s commitment to go beyond performance toward lasting impact.
EPMI achieved significant gains across its operational and financial indicators, including a ₱521.9 million loan portfolio and ₱986.2 million in loan disbursements...
Unwavering: Breaking Records and Beyond reflects who we are as an organization—firm in our purpose, grounded in our values, committed to the people we serve, and continuously striving to improve. Each year brings its own set of challenges, yet we delivered and reached new heights, surpassing our previous achievements with disbursements nearing the billion mark.
We expanded our reach by opening new unit operations in San Vicente, Palawan, and celebrating a strong comeback in Kabayan. These milestones are a testament to the dedication...
joined ECLOF Ph in August 2015. He started his business by selling wet and dry goods. His first loan with the organization was ₱100,000 and he used it to buy inventories such as vegetables and coconuts.
With the continuous support of ECLOF, Kristine along with his partner Robert, was able to withstand the heavy blow of the pandemic as a food and service provider. .
Now in her 12th year with ECLOF, Linda Alisto has made significant strides. From earning just enough to get by, they have managed to purchase several parcels of land in different municipalities..
Born in 1957 to a family of farmers, Cristito Lomboy is the 5th of 8 children who learned early that life, much like farming, requires patience, endurance, and faith in tomorrow.