Welcome to ECLOF Philippines
+6328-961-1600                

Service is our Lifestyle.

Organization Performance at a Glance as of June 2026

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Unit Offices

Welcome to ECLOF Philippines

ECLOF Philippines Microfinance, Inc. is a Christian-based, SEC-registered, and non-government organization that envisions a society where human dignity is fully realized, people are empowered, and poverty is overcome. We pursue these by providing fair credit, sustainable agriculture support, business development services, and capacity-building programs.

Through our work, we aim to uplift underserved communities, particularly smallholder farmers and micro-entrepreneurs by helping them build sustainable livelihoods. Guided by our core values and mission, we are committed to make a lasting impact through inclusive and empowering development.

ECLOF Philippines operates in 25 unit offices across North Luzon, South Luzon, North Palawan, and South Palawan.

Mission Vision Core Values


2025 General Assembly

Message from the Chairperson

In 2025, EPMI stood unwavering in its mission, navigating challenges while achieving record-breaking milestones and laying the foundation for future transformation. The year was marked by strong financial growth, expanded outreach, and bold strategic advancements—demonstrating the organization’s commitment to go beyond performance toward lasting impact.

EPMI achieved significant gains across its operational and financial indicators, including a ₱521.9 million loan portfolio and ₱986.2 million in loan disbursements...



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Minnie Anne M. Calub

Minnie Anne M. Calub

Chairperson

2025 General Assembly

Message from the Executive Director

Unwavering: Breaking Records and Beyond reflects who we are as an organization—firm in our purpose, grounded in our values, committed to the people we serve, and continuously striving to improve. Each year brings its own set of challenges, yet we delivered and reached new heights, surpassing our previous achievements with disbursements nearing the billion mark.

We expanded our reach by opening new unit operations in San Vicente, Palawan, and celebrating a strong comeback in Kabayan. These milestones are a testament to the dedication...



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Liza D. Eco

Liza D. Eco

Executive Director



Client Stories

A business only thrives as long as it has loyal clients. As ECLOF grows older every year, so its pool of loyal clients also grows. This year's client stories features loyal ECLOF clients, who ECLOF has supported through its different loan products.




Rhicoromel Ricel Bihasa

Rhicoromel Ricel Bihasa

joined ECLOF Ph in August 2015. He started his business by selling wet and dry goods. His first loan with the organization was ₱100,000 and he used it to buy inventories such as vegetables and coconuts.

Ma. Kristine Belga

Ma. Kristine Belga

With the continuous support of ECLOF, Kristine along with his partner Robert, was able to withstand the heavy blow of the pandemic as a food and service provider. .

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Linda Alisto

Now in her 12th year with ECLOF, Linda Alisto has made significant strides. From earning just enough to get by, they have managed to purchase several parcels of land in different municipalities..

Client Name

Cristito Lomboy

Born in 1957 to a family of farmers, Cristito Lomboy is the 5th of 8 children who learned early that life, much like farming, requires patience, endurance, and faith in tomorrow.